Senior Housing Program?
The Housing Authority of Cass County manages two apartment buildings reserved for individuals and families who are 55 and older. These buildings provide affordable housing under the Low-Income Housing Tax Credit program. To qualify, your household income (including everyone who will be living with you) cannot exceed the Very Low (50%) income limits below:
Looking for housing options for yourself, an aging parent, relative, or friend?
Do some research first to determine what kind of assistance or living arrangement you need; what your health insurance might cover; and what you can afford. Then check here for financial assistance resources and guides for making the right choice. Talk to a HUD-approved housing counselor if you have questions about your situation.
How can I apply or find my application status?
Follow these links to apply or learn the status of your existing application or waiting list.
Senior Housing Properies in Cass County
Application Process Work
The application must be written. Either you or the HA representative will fill it out. An HA usually needs to collect the following information to determine eligibility:
- Names of all persons who would be living in the unit, their sex, date of birth, and relationship to the family head;
- Your present address and telephone number;
- Family characteristics (e.g., veteran) or circumstances (e.g., living in substandard housing) that might qualify the family for tenant selection preferences;
- Names and addresses of your current and previous landlords for information about your family’s suitability as a tenant;
- An estimate of your family’s anticipated income for the next twelve months and the sources of that income;
- The names and addresses of employers, banks, and any other information the HA would need to verify your income and deductions, and to verify the family composition; and
- The PHA also may visit you in your home to interview you and your family members to see how you manage the upkeep of your current home.
- After obtaining this information, the HA representative should describe the public housing program and its requirements and answer any questions you might have.
Produce any documentation
Yes, the HA representative will request whatever documentation is needed (e.g., birth certificates, tax returns) to verify the information given on your application. The PHA will also rely on direct verification from your employer, etc. You will be asked to sign a form to authorize release of pertinent information to the PHA.
When will I be notified?
An HA (Housing Applicant) must provide written notification. If the HA determines that you are eligible, your name will be put on a waiting list, unless the HA is able to assist you immediately. Once your name is reached on the waiting list, the HA will contact you. If it is determined that you are ineligible, the HA must say why and, if you wish, you can request an informal hearing.
Sign a Lease?
If you are offered a house or apartment and accept it, you will have to sign a lease with the HA. You may have to give the HA a security deposit. You and the HA representative should go over the lease together. This will give you a better understanding of your responsibilities as a tenant and the HA's responsibilities as a landlord.
Selection Preferences?
Sometimes there are. Giving preference to specific groups of families enables an HA to direct their limited housing resources to the families with the greatest housing needs. Since the demand for housing assistance often exceeds the limited resources available to HUD and the local HAs, long waiting periods are common. In fact, an HA may close its waiting list when there are more families on the list than can be assisted in the near future.
Each HA has the discretion to establish preferences to reflect needs in its own community. These preferences will be included in the HAs written policy manual. You should ask what preferences they honor so you will know whether you qualify for a preference.
How is Rent Determined?
Your rent, which is referred to as the Total Tenant Payment (TTP) in this program, would be based on your family's anticipated gross annual income less deductions, if any. HUD regulations allow HAs to exclude from annual income the following allowances: $480 for each dependent; $400 for any elderly family, or a person with a disability; and some medical deductions for families headed by an elderly person or a person with disabilities. Based on your application, the HA representative will determine if any of the allowable deductions should be subtracted from your annual income. Annual income is the anticipated total income from all sources received from the family head and spouse, and each additional member of the family 18 years of age or older.
The formula used in determining the TTP is the highest of the following, rounded to the nearest dollar:
- 30 percent of the monthly adjusted income. (Monthly Adjusted Income is annual income less deductions allowed by the regulations);
- 10 percent of monthly income;
- welfare rent, if applicable; or
- a $25 minimum rent or higher amount (up to $50) set by an HA.